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Certificate of Deposit Rates

Rates Effective as of
August 26, 2008


Certificate Rates
Certificate of Deposit (CD) Products
Minimum Balance Required to obtain APY
Term
Annual Percentage Yield (APY)
Interest Rate
Minimum Balance to Open
Compounds
Interest Credit
Renewal Type
Early Withdrawal Penalty
MainStreet CD's
$5,000
30 days
2.00%
1.98%
$5,000
At Maturity
At Maturity
Auto-Renewal
30 days interest
$1,000
91 days
2.00%
1.99%
$1,000
At Maturity
At Maturity
Auto-Renewal
3 months interest
$1,000
182 days
2.20%
2.18%
$1,000
Quarterly
Quarterly
Auto-Renewal
3 months interest
$1,000
1 year
2.40%
2.38%
$1,000
Quarterly
Quarterly
Auto-Renewal
3 months interest
$1,000
18 month
2.50%
2.48%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
$1,000
2 year
2.55%
2.53%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
$1,000
3 year
2.65%
2.62%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
$1,000
4 year
2.75%
2.72%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
$1,000
5 year
2.90%
2.87%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
$1,000
30 month
2.74%
2.71%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
Funeral Trust CD
$1,000
1 year
2.40%
2.38%
$1,000
Quarterly
Quarterly
Auto-Renewal
3 months interest
$1,000
2 year
2.55%
2.53%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
$1,000
3 year
2.65%
2.62%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
$1,000
4 year
2.75%
2.72%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
$1,000
5 year
2.90%
2.87%
$1,000
Quarterly
Quarterly
Auto-Renewal
6 months interest
CD Specials
$1,000
7 month
3.25%
3.21%
$1,000
Quarterly
Quarterly
Single Maturity
3 months interest
$1,000
15 month
3.40%
3.36%
$1,000
Quarterly
Quarterly
Single Maturity
6 months interest
Ask about
our
Traditional/Roth/
Coverdell
IRAs.
A penalty will be imposed for early withdrawal.
Rates are subject to change.


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